As a Debt Management Credit Debt UK offer free debt advice for
people with debt problems across the UK.
We understand how debt affects your life and thrive on providing award winning services with integrity,
empathy and confidentiality. We will review your finances and provide you with a debt management solution
based on your circumstances, for a free financial review call our Credit Debt UK Line 0843 289 3894
and speak to our debt advice experts who are waiting for your call.
Credit Debt UK, one of the largest Debt Management Companies in the UK have helped thousands of people who thought bankruptcy was their only option to become debt free, Credit Debt UK offer Free Impartial Debt Management Help and Advice. Our Debt Management,debt help and debt advice solutions include:
With our multi award winning Debt Management Plan we aim to help you become debt free in the shortest time possible, without unwanted hassle from creditors. Don't bury your head in the sand, speak to one of our friendly debt experts and receive free advice, we want to help you regain your financial freedom.
There are over 150 Debt Management Companies in the UK and Credit Debt UK was voted the best Debt Management Company of the Year in 2008, Debt Management Company of the Year in 2009 and shortlisted for the Debt Management Counsellor of the Year in 2008. With years of Debt Management knowledge and experience you can be rest assured that Credit Debt UK is the right debt solution company to help you manage your debt.
Over 95% of our Debt Management customers would recommend their friends and family, "I can recommend their service to any-one so if you feel you can't cope or just want some advice give them a call, I'm glad I did." John, Customer Service Officer, Bradford.
For a Free Online debt advice Assessment Simply Complete Our debt advice Form Now!
"Credit Debt UK offer a first class service. I would highly recommend anyone who feels debt is a serious problem to contact the Credit Debt UK. I feel like a weight has been lifted." Daniel from Leeds.
We help people manage their debt problems:
Credit Debt UK, one of the largest Debt Management Companies in the UK have helped thousands of people who thought bankruptcy was their only option to become debt free, Credit Debt UK offer Free Impartial Debt Management Help and Advice. Our Debt Management,debt help and debt advice solutions include:
- Debt Management
- Individual Voluntary Arrangements
- Trust Deeds
- Bankruptcy
- Debt Relief Order
- Mortgages
- Secured Loans
- Managed Bank Accounts
With our multi award winning Debt Management Plan we aim to help you become debt free in the shortest time possible, without unwanted hassle from creditors. Don't bury your head in the sand, speak to one of our friendly debt experts and receive free advice, we want to help you regain your financial freedom.
There are over 150 Debt Management Companies in the UK and Credit Debt UK was voted the best Debt Management Company of the Year in 2008, Debt Management Company of the Year in 2009 and shortlisted for the Debt Management Counsellor of the Year in 2008. With years of Debt Management knowledge and experience you can be rest assured that Credit Debt UK is the right debt solution company to help you manage your debt.
Over 95% of our Debt Management customers would recommend their friends and family, "I can recommend their service to any-one so if you feel you can't cope or just want some advice give them a call, I'm glad I did." John, Customer Service Officer, Bradford.
For a Free Online debt advice Assessment Simply Complete Our debt advice Form Now!
"Credit Debt UK offer a first class service. I would highly recommend anyone who feels debt is a serious problem to contact the Credit Debt UK. I feel like a weight has been lifted." Daniel from Leeds.
We help people manage their debt problems:
- Make one single affordable monthly payment
- Freeze charges and interest payments
- Write off debts you cannot afford
- Clear your debts as quickly as possible
- Stop payment demands from creditors
- Award winning, professional advice
- Let us deal with your creditors on your behalf so you don't have to...
The easy way to become debt free
Credit Debt Help
- One AFFORDABLE monthly payment, without borrowing more money.
- FLEXIBLE - it can be changed to meet your circumstances.
- Expert negotiation of arrangements with your creditors where interest and charges could be frozen.
- Payment dates set for when is most convenient for you.
- Easy to manage program, WE deal with all creditor letters, phone calls & payments, YOU only deal with US.
A credit debt Help plan is an informal arrangement between you and your creditors to enable
you to repay your unsecured credit debts with ONE regular monthly repayment you can afford.
We create a new repayment plan that ensures you have enough income left to enable you to keep living your life whilst reducing your credit debt level.
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Your finance advisor at credit debt UK will assess what you currently owe, take
into account your individual circumstances, essential household bills and living costs,
to create a flexible payment plan that puts you back in the driving seat. What's more
we have personal relationships with High Street Banks and other lenders. This means
that you won't be waiting a long time for your arrangements to be accepted and we
negotiate with them to REDUCE or FREEZE all interest and other charges.
How credit debt Help Works
Once a decision has been made that a credit debt Help plan is right for you, you will be asked
further questions regarding your current financial situation (such as how much your income is,
how much you spend on monthly household bills and how much you owe in unsecured credit debt). Based
on the information you have given, a repayment amount will be agreed with you. Once we receive
a signature of consent we will then start the process and deal with ALL of your unsecured
credit debts on the plan on your behalf.
Click here for credit debt Help
The Different types of Debt
IVA - Individual Voluntary Arrangement
Do I qualify?
If you are interested in applying for an IVA, you must have at least £15,000 of unsecured credit debt,
two or more creditors, are able to afford at least £150 a month towards the IVA.
What is an IVA?
An IVA is a government approved scheme whereby you pay off an agreed amount of credit debt usually over a period of 60 months. Any credit debt left at the end will be written off by your creditors. An IVA is a formal arrangement.
IVA Costs
Many Insolvency practitioners will offer an initial free meeting to look at whether an IVA is suitable in your situation. Some IPs may ask for an up-front fee before putting forward the IVA proposal. This could mean that if the proposal is refused by your creditors, you will lose the money you have paid in. We do not charge any IVA set up fees. If your IVA is approved, you pay one monthly payment and that is all.
IVA benefits
- Protect your home (tenants and homeowners)
- Pay off your credit debts with one affordable monthly payment
- Creditors are legally bound not to contact you
- Become credit debt free within 60 months
credit debt Management
If you are unable to afford your existing credit debt repayments and are finding it difficult to refinance
your existing credit debts into a single monthly payment, a credit debt management plan could be the solution for you.
credit debt management will help put you back into control without borrowing more money. You repay your credit debts at a rate you can afford and we are here to remove the stress by dealing with your creditors. Our advisors can also help freeze or reduce the interest and charges on your accounts when possible.
Do I qualify? If you have £5000 credit debt, at least 2 creditors and can afford to pay £25 a week then this could be an option for you.
We have helped thousands of people with an affordable monthly payment plan. Call our number and an experienced advisor will help you find the best solution for your situation.
Become credit debt free with government help
The credit debt Relief Order is a new credit debt solution introduced by the government on 6 April 2009. credit debt Relief Orders are aimed at people living in England and Wales and can provide credit debt relief if:- Your total unsecured credit debts do not exceed £15,000.
- You have no more than £300 of net assets.
- Your disposable income does not exceed £50 a month.
- You're not involved in another formal insolvency procedure such as an IVA.
To enter into a DRO, you pay £90 to the Insolvency Service. You will normally apply for a
DRO online (with the assistance of an approved credit debt advisor to act as an intermediary).
If your DRO is granted, your creditors are not allowed to take any action to recover their money from you over a year. Your credit debts will be written off at the end of that year.
credit debt Advice
Facing credit debt problems can be overwhelming. However, with the right credit debt advice you can find credit debt solutions to rediscover financial stability. Our credit debt counsellors are here to help answer any questions you may have.With 15 years experience, we understand a change in circumstances can bring about financial hardship. It can happen to anyone. The good news is there are many solutions available but it can be hard to know which one is right for you.
We can offer you a free consultation to talk you through your situation and then you can decide what you want to do. Our trained advisors are waiting for your call, there's no wait time and no need to make an appointment.
